Tips for recognizing three different frauds – 41nBC messages

The Bibb County's office shares tips from Better Business Bureau, which could help you recognize fraud before it is too late.

Macon, Georgia (41nbc/wmgt) – The Bibb County's office shares tips from Better Business Bureau, which could help you recognize fraud before it is too late.

Inkasso fraud

The BBB says that this can be one of the most fraudulent and persistent fraud types.

The fraudster calls or on text that you work for a credit company, a law firm or even for a government agency and you or a relative.

If you deny the guilty money, the fraudster can threaten to complain, garnish wages, arrest them or to ward off thousands of miles from their place of residence.

Alternatively, the fraudster could play well. You can tell you that you want to help you avoid and offer that you can pay in smaller installments over time.

If you receive such a call, the BBB says to stay calm and put on.

Not sure if it is a fraud? After an official announcement of the debts. Debt collectors are legally obliged to provide one in writing. It must contain the amount owed, the name of the creditor and an explanation of its rights.

You can also ask the name, the company, the street address and the phone number of the caller.

If you fear that the call may be related to an actual guilt, it is still okay to hang up. Simply contact your credit provider via the customer service number, not about the number of potential fraudsters.

Advanced loan fee fraud

For this fraud, the victims receive a call or a voicemail from someone who claims to work for a loan processing team. The caller often uses a common name. The BBB uses 'Jessica'.

Jessica will say that you have tried to contact you to check some final details and complete your credit permit. It will provide a contact number and an application ID so that the call will appear more legitimate, together with a deadline so that it feels more urgent.

If you receive such a call, put on and try to find the company's website. From there you will find your contact information and reach them directly. Never use contact information provided by a potential fraud.

Between November 2024 and January 2025, BBB received more than 500 reports of this fraud in the United States.

Street collection service is cheating on

Fraudsters have also expanded the driver's collection services for street fees such as the Georgia Peach Pass.

You send a text that says that you owe a small fee, usually about $ 12. However, in order to avoid a late fee of 50 US dollars, you must click on the link that is now specified for payment.

Even if the URL looks legitimate, don't click on it. So fraudsters hope to steal their personal data.

BBB says you should report the incident to the FBI About ic3.gov and the BBB website. Then block the number and delete your message.

To see if you really owe money to use a toll road, search online for the actual website of the toll service. You can register in your account or call your customer service line.