With tips and tools to protect against financial fraud, Olyfed helps you to safety

Money fraudsters are as old as the currency itself, and while the technology develops, also the fraud. Fraudsters have become better and better in the falsification of real people and companies, which makes it easier to fall in love with them. If you were a victim, you don't feel bad, even the technically experienced people have admitted to having deceptive or twice. Fortunately, Olympia Bundesparnis (Olyfed) helps to protect tips and instruments from finance fraud. The biggest? If in doubt, do not click, answer or call who contacted you.

“The main trend we see is an increase in phone calls for people who claim to come from police or family members. They demand to buy or say that their computers have a virus,” says Lt. Mike Brooks With the Thurston with the office of the district of the district investigation of the service. People or more vulnerable.

SMS fraud is also becoming increasingly common and particularly difficult. It is easy to read a text message quickly and click on a link without thinking. “Fraud, which seem to come from” Your Bank “, are easy to fall because people have an emotional reaction in terms of their money,” says Melissa Wood, AVP/Digital Services Manager for Olyfed. “The text seems to be urgent and claims suspicious transactions that require immediate attention. People often click on the link without thinking about it. “

Olyfed tells how to discover a fraud

According to Melissa, there are several red flags according to which fraud messages have to be identified, be it by text, telephone call or e -mail. They often pretend to be their financial institution. The key is to take the time to really read a message or listen to what the caller says and not to plunge into an action.

1. You ask you to open a link you don't expect.
2. You use urgent or anxiety-inducing language.
3. You send an attachment.
4. You request personal information such as pins, passwords or social security numbers.
5. Put you under pressure to register for payment apps or send money.
6. Grammar and/or spelling errors are available.
7. The telephone number or e -mail address seems to be suspicious.

“We saw fraud who asked if you have carried out a certain transaction and then try to collect more sensitive information such as account numbers, debit card data or online banking registration information,” adds Melissa.

The most important thing you should remember is that your bank never asks for personal information by text or e -mail!

If you suspect that you have received a Phishing -E email, text or call, contact your bank immediately by using the number on your website or on the back of your bank card. “Every day we receive calls from customers whether a text or an e -mail is legitimate. Don't be ashamed if you have fallen in love with fraud – we keep taking care of it, ”says Melissa. “Fraudsters are experts to play emotions, which makes it easy to trick yourself.”

The Olyfed card control tool helps with fraud protection

Olyfed has her back when it comes to protecting her precious assets. The control of Olyfed Card is only one way to offer you fraud protection for your fingertips. With this tool you can monitor your debit card transactions in real time as part of your digital bank account. Do you see something you don't recognize? You can switch off your card immediately in the online bank or in the mobile app. Lost or stolen card? You can also report this in the app!

“You can even set up rules to limit where your card can be used or how much can be output,” explains Melissa. “Personally, I love to get notifications on my phone every time I use my debit card – I will be notified before I leave the shop at all!”

Savvymoney from Olyfed helps customers monitor the credit

If you keep an eye on your credit, it is another essential way to protect yourself from fraud – has anyone tried to open a credit card in your name, for example? Identity theft is scary and performs every day.

The free tool for loan monitoring of Olyfed makes it to customers to look at changes to their credit reports and to receive warnings and notifications of pulls and new accounts. The reports are located directly in your Olyfed Digital Banking account, so you do not have to register on another website. Take a look at your current loan score, account overview and credit requests.

“Never miss anything with real-time security updates when your credit file changes,” says Melissa. “This helps you to keep an eye out for identity theft and to catch you early so that you can take quick measures to prevent and prevent damage to your loan and credit. Finance. “

Are you trying to buy your first house or this dream car? Savvymoney also gives you tips on improving your creditworthiness so that you can achieve your financial goals.

Being careful is the best protection against fraud

The best way to avoid fraud is careful. If you are not sure, put on, delete the message and call your bank directly!

Another common fraud tactic is to face law enforcement. “We continue to see an increase in the scams in which fraudsters pretend to be a law enforcement authorities,” says Lt. Brooks with. “These fraudsters call individuals and claim that they are connected to a local or federal law enforcement agency and state that the person has an arrest warrant or missed a court appointment. You then demand payment to solve the problem. This is never legitimate. Law enforcement agencies and the court system cannot delete any arrest warrants or no judicial data in exchange for money. The arrest warrants are solved by arrest and/or the court system, which allows a new court date – not by a fine on the phone. “

Did we mention that it is best to do nothing? Do not answer any unknown calls – if it is important and legitimate, leave a message. If in doubt, call your bank or law enforcement authority directly. For Thurston County, the non-emergency number is 360-704-2740. This number is available around the clock and connects you to a dispatcher that can check all legitimate concerns, shares Lt. Brooks.

There is a lot of fraud, but Olyfed strives to protect yourself and your templates. If you ever have any questions, call them under 360,754,3400 or visit the Olyfed website.

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