Housing financing outlook by WGA published

Trump cuts deep into the mortgage complex

Briarcliff Manor, New York / Access Newswire / March 17, 2025 / Whalen Global Advisors (“WGA”) has published the latest prospects for apartment financing for the US mortgage market, including residential and commercial market segments. The report is available to the subscribers to Premium service from The institutional risk analyzesT and includes a discussion of the recent trends in the company's mortgages -Equity surveillance group.

“The severity of the volume and the loss in the bank continues to rise and raises some serious questions about availability and the credit price for stabilized rental apartments in cities such as New York,” says the chairman of the WGA chairman Christopher Whalen. “While the overall crime in living mortgages remains nationally and on average low, the borrower grows in the lower quarter of the market, which is covered by the FHA and Ginnie Mae.”

The report contains a discussion of the likelihood of administrative reforms at Fannie Mae and Freddie Mac, since Bill Pulte was confirmed as head of the Federal Housing Finance Agency, which is the GSE's supervisory authority. As in the case of layoffs and program cornation at HUD and Ginnie Mae, WGA expects a significant reduction in the number of employees and activities at the GSEs under the Trump administration in the coming months.

“The Biden administration has left a considerable chaos for the Trump administration to clean up in housing construction,” the report says. The most important hotpots on the housing market include the remaining multi -family assets of the Signature Bank, which is still located in the FDIC Bank Insurance Fund, the hundreds of thousands of delinquent residents who are hidden in the FHA program in the FHA program, and the 1.5 trillion US dollars in the event of multi -stage assets of the GSE and HUD.

“A reduction or payment of HUD and GSE credit insurance for apartments will create a very large chaos for both investors and banks,” says Whalen. “The apartment buildings owned by banks is unpaid capital balance of 600 billion US dollars (UPB), while non -bank -multi -family loans -including the GSES -is a further 1.6 billion dollars in UPB, for a total of $ 2.12 US dollars. The year, as it is very likely, are likely to in default. “

About whalen global advisors llc

Whalen Global Advisors LLC (WGA) is a new York-based consulting, risk analysis and publishing company that focuses on financial institutions and global markets. WGA publications The analyst of the institutional risk (ISSN 2692-1812), The Ira Bankbuch ((ISBN 978-0-692-09756-4)WGA Bank Top Index, comment on the capital markets, industry reports and portfolio reviews. For more information, please contact us at: info@rcwhalen.com