The insurance department offers tips on navigation for insurance claims after storms

Montgomery, Ala. (WSFA) – Homeowners across Alabama deal with damage to their property due to storms. When they record the pieces that Insurance department in Alabama Offers some tips that can help with the insurance process.

“That's why we buy insurance.

Dusty Smith, manager for consumer services in the Alabama Department of Insurance of Insurance, says that her first instinct may be to document all damage.

“Make videos.

He says that the next thing to do would be to call your insurance company and submit a claim.

“Wait until the setting comes out.

After a natural disaster, repair fraud is common. Smith says it is a good idea to only do business with local or trustworthy companies. You can ensure that your contractor is licensed for working in Alabama By clicking here.

“If someone waives their deductible, ask them to pay in cash or actually want to hurry to repair their house with their decision, they are all red flags,” said Smith.

If you feel like you have been used by an contractor, you can call the tip of the fraud under number 1-800-654-0775.

If you believe that your claim has given unnecessary delays, claims have been rejected, or if the payment is not the way you should be, you can turn to that Insurance department in Alabama.

Smith says that now could be a good time to sit down with your insurance agent and evaluate your policy to ensure that you have the entire cover that you need for your property.

You don't read this story in the WSFA News app? Get message warnings faster and free of charge in the Apple App Store and the Google Play Store!

Copyright 2025 WSFA. All rights reserved.