Florida's legislative template would revoke insurance coverage for non -conforming condominiums

Tallahasee-a legislator of Miami suggests ending the state ownership insurance for condominium associations that were adopted to comply with new building security laws, which were passed in the surfdes Ideas in 2021 after a 12-story living tower.

Most housing buildings three floors and higher must have considered a security inspection and study for buildings by December 31 last year.

So far, most of the more than 11,270 condominium associations in Florida that are necessary in order not to carry out the study to finance future repairs, the secretary of the Department of Economics and Professional regulation of Florida in a panel discussion in a panel discussion in a panel discussion in a panel discussion . There is no criminal punishment for non -compliance.

At the weekend, the Republican MP Vicki Lopez HB 913 submitted a 99-page legislation that refined the condominium laws that have been the subject of every legislative session since the tragedy of the surfside.

One of the provisions deals with the problem that was raised last week by the Secretary of the Ministry of Economics and Professional Regulation.

Lopez proposes to ban state owners' insurers from condominiums that do not meet the new requirements. However, she did not answer a request for comments, but wrote on social media that the draft law was “the need for modernized, efficient and integrative condominium management and prioritizes security and financial sustainability for the municipalities of Floridas.”

The draft law also extends access to electronic coordination and enables associations to take over loans or special assessments “without the approval of membership” in order to pay the building maintenance and repair that has now been raised.

However, one of the Lopez, Senator Ileana Garcia in Miami in Miami, told The Times/Herald that the proposal “threatened to significantly displace thousands of owners in Florida in order to enter private companies. “”

Garcia said that Lopez basically offers only one stick and no carrot.

“The invoice ties the insurance cover” with “compliance with compliance, but does not offer a practical way for associations to fulfill these obligations,” said Garcia. “As a result, many Floridians could lose their insurance, and mandatory associations to implement steep special ratings that will meet seniors, pensioners and low -income and residents.”

Garcia added: “The citizens have long served as a safety net for the residents.”

Last week after the House had got to know each other, the Miami Realtors released a video from Lopez on their Condo Summit on their Condo Summit and explained that “no financial rescue campaigns” in relation to the security laws for buildings in this legislative period give after the governor and the associations were able to rethink the state to rethink the requirement that Associations are completely a budget for future repairs of building funds.

“We are not in the business to arrange people who have not done the right thing right from the start,” said Lopez.

One of the members of the Panel of last week said that after the discussion of the house as Lopez, the Ministry of Economic and Professional Regulation and others the state captain had been proposed.

“Someone simply suggested that they shouldn't get the benefits of the citizens if they do not comply with the law,” said Pete Dunbar, a condominium law expert and lobbyist in Florida, who spoke to the house last week. “I believe that both the secretary and the MP Lopez heard the comment.”

If Lopez 'care goes down in the law, this would mainly influence South Florida.

More than half of the 18,468 condominiums that are insured by the citizens are in the counties Miami-Dade, Broward and Palm Beach, a citizen spokesman told The Times/Herald on Monday. There are 4,213 connections that regulate these condominium buildings.

It is unclear how many of you do not comply with the law.

During the discussion in the house last week, Melanie Griffin said that the secretary of economic and professional regulation that the state had difficulty confirming that condominiums have completed the necessary studies to finance future building technology. Only more than a third – 4.096 – of the associations that are necessary to comply with this provision.

And while you should inform the department that your study is complete, you do not have to provide additional information, which means that the supervisory authorities can be limited from the studies.

Griffin said that “of the information that was reported to us”, the median costs for the procurement of a study were $ 6,000.

Times/Herald Tallahassee Bureau Reporter Ana Ceballos contributed to this report.