The Florida Group urges to add 2026 ballot papers in property insurance protection

St. Petersburg, Florida – Voters in Florida could soon gain the authority to reduce the insurance premiums.

A citizen group, which Florida constitutionally amendment Network, urges us to add the protection of real estate insurance to our 2026 ballot papers.

“Those who have referred to this place at home for decades are only tired,” said Chris Wills, chairman of the Florida constitutional network. “You cannot maintain these massive interest increases from year after year.”

In the proposed amendment to the constitution, the policyholder should be canceled or increased before recording all insurance policies from home to car.

If a policyholder essentially complies with the provisions of his contract, his directive may not be canceled. If you adhere to your conditions and not submit any claims within a year, your directive may not be increased. It also demands an annual minimum deduction of 4% for those who have not submitted any claims. To read the ballot paper, click here.

Wills said this was a “Commonsense solution” for an urgent problem in our state.

“This is about offering a solution to a real problem. People are priced out of their homes,” said Wills.

However, legal experts already provided for a setback from the insurance agencies.

The lawyer of St. Petersburg, Charles Gallagher, said that the gates of the ballot papers probably violate their “freedom of contract”.

“This is a directive from year to year, so I think that the airlines would achieve good results that question this if they would continue and question it,” said Gallagher. “The idea that you have to insure someone in the long run is certainly not what the law allows. This could be a 10-year, 20-year or 30-year term of insurance for which the airline was not negotiated if he has asserted the risks and asserts its premium.”

Before this ballot measurement becomes reality in 2026, its supporters must collect about 1 million signatures by the end of the year. Then the voters would have to approve it with a super majority of 60%.